2026 Meridian S40
Select · The default answer for a Hudson County commute
$289/mo$2,495 due at signing
- Term
- 36 mo
- Miles
- 10k/yr
- APR
- 4.9%
Ten sample offers live this month
Your next car,without the showroom
Apex structures the lease, registers the car and delivers it to your door in Jersey City. You see the monthly, the term, the miles and the due at signing on one card.
Offers are samples, subject to credit approval. Call (201) 555-0157 to check what you qualify for.
- NJ licensed dealerLicense #D-0000 (demo)
- 4.9 from 1,284 driversVerified review average
- Fourteen lender panelBanks and captive finance
- Soft check firstNo hard pull until you agree
- Delivery in 48 hoursHudson, Essex and Bergen
- Nine years in HudsonFounded 2017 on Marin Blvd
Start with the shape
Five body types, ten live offers
Pick the shape that fits your block and your week. We will tell you honestly when a car is too long for where you park.
This month
Featured lease offers this month
Every card shows the monthly figure, the term, the mileage allowance and the cash due at signing. No asterisk hunting.
2026 Vanta EV 400
Long Range · Charge in the garage, forget the gas station
$379/mo$3,495 due at signing
- Term
- 36 mo
- Miles
- 12k/yr
- APR
- 3.9%
2026 Northline Crossover
LX · Two rows, all-wheel drive, no minivan energy
$349/mo$2,995 due at signing
- Term
- 36 mo
- Miles
- 10k/yr
- APR
- 5.2%
2026 Harbor Compact
GT · Our lowest sample payment, and it is genuinely fun
$239/mo$1,995 due at signing
- Term
- 36 mo
- Miles
- 10k/yr
- APR
- 4.4%
2026 Ridgeline Trail
4x4 Crew · A crew cab you can also take to dinner
$459/mo$3,995 due at signing
- Term
- 39 mo
- Miles
- 12k/yr
- APR
- 5.9%
2026 Meridian S60
Touring · The quiet one, for people who drive into Manhattan
$399/mo$2,995 due at signing
- Term
- 36 mo
- Miles
- 12k/yr
- APR
- 4.6%
See all ten offers
Offers are samples, subject to credit approval.
The Apex flow
Three decisions, then we bring the car
Leasing gets complicated when nobody explains the order of events. Here is the whole process, in the order it actually happens.
Read the full walkthroughMedian time from approval to a car in your driveway: 41 hours.
01
Choose your car
Pick from ten sample offers, or tell us the shape and budget and we will find the car. Every figure you see is the figure we quote: monthly, term, miles and due at signing on the same card.
- Filter by body type, payment or mileage allowance
- Talk to a person, not a chat bot, at (201) 555-0157
- We will say when a car is wrong for your block or your mileage
Step 01Choose your car 02
Choose your equipment
Trim, colour, wheels, mileage allowance and term. This is where the monthly payment actually gets decided, so we show the difference each choice makes before you commit to anything.
- Mileage allowances from 7,500 to 25,000 miles a year
- Terms of 24, 36, 39 or 48 months
- Winter tires, roof racks and liners priced up front
Step 02Choose your equipment 03
Sign and drive
A soft credit check first, a firm approval second, then delivery. We register the car, put the plates on and hand you the keys at your address, usually within 48 hours of approval.
- Soft credit check before anything hits your report
- NJ registration, title and plates handled by us
- Delivery across Hudson, Essex and Bergen counties
Step 03Sign and drive
Leasing is pure convenience
What is written into every Apex lease
The reason people stay with leasing is not the payment. It is that the car stops being a project. Here is what we fold into the monthly figure rather than leaving on your plate.
- Scheduled maintenance for the full term
- Road hazard tire coverage on every offer
- NJ registration, title and plate transfer
- Delivery to your address, paperwork included
- Free wear-and-tear inspection 90 days before hand-back
- Mileage allowance adjustments at signing
- E-ZPass transponder transfer help
- A named person who answers the phone, not a queue
- 72-hour swap windowIf the car is wrong for your block, your garage or your family in the first 72 hours, we swap it for another vehicle in the same payment band.
- Lease-end inspection, earlyWe book a free wear-and-tear inspection 90 days before your lease ends so nothing is a surprise on hand-back day.
- No mileage guessingWe look at your last two years of driving before setting an allowance. Buying miles up front is always cheaper than an overage charge.
- Written disposition termsDisposition fee, excess wear standards and early termination maths are printed in plain English and handed over before you sign.
Apex Auto Leasing by the numbers
Nine years of leasing in Hudson County, in four numbers.
- 7,412
- Leases delivered since 2017
- 4.9
- Average review score
- 41 hrs
- Median approval to delivery
- 96%
- Drivers who lease with us again
Figures are sample content for this demo site.
Running this quarter
Three offers we can stack on top of the monthly figures. Mention the code when you call or write it in the notes field on your application.
- APEX-RETURN
$500 loyalty credit
Leased with us before? We put $500 against your due at signing on any offer on this site.
One credit per lease. Cannot be combined with the electric first-month offer.
Ends October 31, 2026
Browse offers - APEX-VOLT
First month waived, electric
Take a Vanta EV lease and we cover month one, plus a 90 day public charging credit.
Applies to the Vanta EV 400 and EV Sprint only, while current stock lasts.
Ends November 30, 2026
See electric offers - APEX-FLEET
Fleet pricing from three
Three or more vehicles on one agreement moves you to fleet rates and net 30 invoicing.
Subject to business credit approval and a signed master lease agreement.
Ends December 31, 2026
Business leasing
Sample promotional offers for this demo site. Subject to credit approval and availability.
We built Apex because the worst part of getting a car was never the car. It was the four hours in a chair while somebody worked out what you would tolerate.
What our drivers say
I asked three places for a payment and only Apex gave me the due-at-signing number without being chased. The car arrived on a Thursday morning with the plates already on it.
Questions we get asked every week
If yours is not here, call and ask. We would rather answer it before you sign than after.
All common questionsNot at the first stage. We run a soft credit check to see which of our fourteen lenders is realistic for you, and a soft check does not affect your score. A hard inquiry only happens once you have seen the terms and told us to proceed.
The first month's payment, the acquisition fee, NJ registration and title costs, and any capitalised cost reduction you choose to put in. Our offer cards print the total rather than hiding it behind an asterisk. All figures on this site are samples for a demo and are subject to credit approval.
You pay a per-mile excess charge at hand-back, typically 20 to 25 cents a mile on our sample offers. Buying the miles up front at signing is always cheaper, which is why we look at your last two years of driving before setting the allowance.
Scheduled maintenance is written into every offer on this site for the full term, and every offer includes road hazard tire coverage. Wear items outside the schedule, such as a kerbed wheel or a cracked windshield, are your responsibility and are usually an insurance matter.
Dents larger than a credit card, scratches through the paint, tires below the tread minimum, cracked glass and torn upholstery. Normal stone chips, light scuffs and worn floor mats do not. We book a free inspection 90 days before hand-back so you can fix small things cheaply.
Yes. The buyout figure is the residual value printed in your contract plus a purchase fee, and it is fixed on day one. If the used market is strong at that point, the buyout can be a genuinely good deal, and we will tell you when that is the case.
Call (201) 555-0157 with anything not covered here.
Your next car, delivered
Tell us the shape, the budget and the block you park on. We do the rest.
Soft credit check first. Offers are samples, subject to credit approval.